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discussion title:
 

341 Hearing

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  6902.1
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  mlb21
date:
  1/23/2006 11:06 am

Hi! My 341 hearing is tom. and I was wondering what to expect. I am starting to get a little freaked out. Is it one big room with a bunch of people or is just you and your atty and the trustee? My 341 is at the federal building if that makes a difference in IN. Should I anticipate any creditors showing up? I am reaffirming my car so I think someone from the bank will there. I have a list of questions that they will ask that my atty gave me so I guess I am just curious about the atmosphere and what its going to be like. My main concern right now is seeing someone there that I know. I know that they're in the same boat as me but still. It makes me nervous:) Thanks
last visit to this board
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discussion title:
 

341 Hearing

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  6902.2 in response to 6902.1
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  mlb21
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  1/23/2006 3:56 pm

Hi! I am in IN as well. It was in a room with a bunch of people. I got there early, and was able to sit through cases before me. They did it in half houyr slots so there was a group before me. My atty. did it a little different than others, she took us all in a different room and met with us all individually to see if we had any questions. The other atty.'s didn't. I'm not sure wbout the car thing but I didn't have anyone show up, in fact, the whole time I was there, there were no creditors. This was a great help to me. http://messageboards.ivillage.com/n/mb/message.asp?webtag=iv-mlbankruptcy&msg=6790.1&ctx=0 Good luck, I'm sure it will be fine, and if you do see someone you know, chances are they will he just as emberassed or uncomfortable as you.
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discussion title:
 

341 Hearing

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  6902.3 in response to 6902.2
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  mlb21
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date:
  1/23/2006 9:57 pm

Thank you for your reply. Maybe I will get there a little early as well. I'll let you know what happens. Prayers and positive thoughts please!
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discussion title:
 

341 Hearing

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  6902.4 in response to 6902.1
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  flmommy3  Member Icon
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  mlb21
date:
  1/23/2006 10:01 pm

Hi my 341 went great!! We were in a room w/ lots of other ppl and didn't even see our atty. until they called our names.....We reaffirmed our house, but no one showed up from the bank....Actually none of our creditors showed up at all.
The trustee was great!! She was the nicest lady and even joked around w/ us....She was great w/ all the ppl before us also. It seemed like we were only up w/ her for 5min and it was all over.
I was so nervous and procratinated the paper work b/c i was so nervous, but the metting was so easy and I didn't feel as uncomfortable as I thought I would.

Only thing I was a little upset about is I has copies of 2yrs of W2's and 3 months of all our bank statements and ended up not needing any of it....But that's probably a good thing.

I hope everyting goes well for you tomorrow. And that you don't run into anyone you know, but at least you would know that they were probably feeling the same way!!!

Best Wishes!!

Nancy

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