you are here: iVillage Home & Garden Home & Garden message boards Bankruptcy Q&A  / Pre-Bankruptcy  / 

Bankruptcy Q&A

23539 messages posted to this board
find messages about   
welcome!
 
last visit to this board
7/27/2006


add to friends
ignore posts
discussion title:
 

Had 341 today!!!

emoticon:
 emoticon
message #:
  6905.1
replies:
  2
from:
  mlb21
date:
  1/24/2006 9:52 pm

I just wanted to let everyone know that I had my 341 today. I thought I was going to hyperventilate before I went in the room!! I am so glad that that part is over. Does anyone know when bk goes on your credit report? Is after the 341 or when you put your petion in to file bk? Also what can I expect now and how long does it take to be discharged? Thank you all so much for your support and for sharing your experiences with me! I am so thankful that I found this message board!!
last visit to this board
3/17/2006


messages posted
this board
322

add to friends
ignore posts
discussion title:
 

Had 341 today!!!

emoticon:
 emoticon
message #:
  6905.2 in response to 6905.1
replies:
  2
from:
to:
  mlb21
date:
  1/25/2006 12:59 pm

Discharge is 60 days from your 341 and then it takes however long it takes for them to have the judge/trustee sign and it filed and mailed back to you. Mine took about 2-3 weeks....but I have heard with the back log and the last minute filings it has been taking 3-5 MONTHS before people get their discharge in the mail.

REMEMBER, the creditors only have 60 days to claim fraud or claim that somethings up and decide to challenge. SO you will know if anything goes wrong by then. If your lawyer doesn't hear anything within 60 days you are most likely home free and it's just a matter of waiting for the paperwork to arrive.

Feels great huh?

sweetpea

Change the number of messages
displayed on this page in
Indicate your interest in the discussion
   
Get updates to this discussion
delivered by email