i have a great book suggestion for you. it's called "Debt cures, by Kevin Trudo" not sure if i spelled his last name right, but anyway i have read the book twice! he has TONS of excellent tips that really work, how to handle collection calls, the real ins and outs of cc comp. how to reduce your debt, legal stuff that is insightful and gives you hope. check it out- it is well worth the money. it has helped me and i hope this helps you. keep your chin up- you are probably stronger than you give your self credit for.
