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This pay check....

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  22343.1
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  Nov-2 10:45 am

We will be paying off our first credit card!!!! Since dh likes to see immediate results from our hardwork, I decided that I would just pay off the card with the lowest balance (which is just below $500). We are still working on our EFund and we are still paying min. balances on the others but I just felt that it was important for us to have a small victory at this stage of the battle.  I know this goes against what most people say to do....but like i said, my dh is starting to get a little impatient so I thought it would be nice to pay one off completely. But the next step is to get the EF up to $1000. Anyway, I was just excited that we plan to pay off our Best Buy Credit Card this week!!!!!!!!!!! One down, 6 to go!

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This pay check....

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  22343.2 in response to 22343.1
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  Nov-2 10:53 am

That's great, Amanda! There is something to be said for seeing immediate results - nothing wrong with paying off that smallest debt. A lot of people choose to do that, for exactly the reason you did - to see some forward motion, get a feeling of accomplishment, and even a little encouragement to keep going. Good for you!
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This pay check....

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  22343.3 in response to 22343.2
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  Nov-2 1:56 pm

Thanks, I am pretty excited about it. I feel like that will be like opening the flood gates.......if we can just get this one out of the way, we will just start knocking them all out!
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This pay check....

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  22343.4 in response to 22343.3
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  Nov-2 2:14 pm

This can be a long journey. It is motivating to see the successes a long the way to keep you going. In 3 months look back and see how far you have come. It doesn't have to be a dollar figure but it can and don't forget how you feel and what you have learned.

Keep at it!!

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This pay check....

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  22343.5 in response to 22343.1
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  Nov-2 3:31 pm

Amanda, that's great!!  I think it's a smart move -- seeing that zero balance will keep you motivated! 

Kate

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