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Over a year later **sigh**

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  48039.1
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  Oct-30 8:44 am

I've been thinking about posting this update on dh and the lack of a job. I hope it doesn't come across as whining. Just need to get it off my chest and out of my head.

So, over a year after being laid-off from his union construction job, still no union work in sight for dh. The construction industry here just has not picked up at all. Not to mention that about every contractor laid off carpenters too, so, if/when their work did pick up, of course, they 1st hired back their own laid-off workers. The co. that dh worked for is not doing well at all and filed for bankruptcy last week. We've pretty much written off going back to work for them.

When he was laid off, he still had enough hours to cover our insurance through this past June. However, now we have to pay that. $580/mo. this quarter.

Somehow, mostly by the grace of God, I'd imagine, we've been making it. Somehow, our *job EF* is still pretty much intact. I guess our living-below-our-means lifestyle has paid off.

Dh is still getting unemployment; he's had a few extensions. Not sure how much longer he'll be eligible for that. He's had some side jobs. I've been subbing a lot lately and also have my 2 classes at the comm. college that pays pretty well.

We feel that dh is between a rock & a hard place. Any nonconstruction job is going to pay about 2/3 less than what a union carpenter makes. Right now he can get more in UE than working a lower paying job. Not to mention the whole health insurance thing. He could go into business for himself but if he's doing carpentry work, he'll lose his union pension. He could probably look into becoming a union contractor and keep that, but I'm sure that will NOT be cheap. Not sure if it's even do-able.

I continue w/my frugalness, trying to squeeze blood out of a turnip. Thank goodness we only have the mortgage debt and that is low. If worse came to worse, I could probably pay off the mortgage if the alternative was losing our home. (We did have the camper debt, but ended up pulling savings at the end of last year and paid it off, even w/dh laid off.)

Anyway, just wanted to give an update. It does help to get it off my chest to people who will understand where I'm coming from. Thanks for listening!

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Over a year later **sigh**

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  48039.2 in response to 48039.1
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  Oct-30 4:05 pm

Kelly, I'm glad you wrote.  I do think it helps to get it off your chest and sometimes I think it's easier to talk to strangers. (not the right word for our board mates, but you know what I mean).

I want to applaud you for all your hard work.  Not just this year, but in the years leading up to dh getting laid off.  You are able to function today because of your wise spending decisions.  You deserve a pat on the back.  There, feel better?

Mary

 

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Over a year later **sigh**

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  48039.3 in response to 48039.1
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  Oct-31 9:11 am

Kelly, wow, you've been dealt a crummy hand and have played it very well, IMO. It's tough to join the one-year-plus UE club, it's not the place you want to be or ever thought you would end up.

It sounds like you know what the most practical options are for you and DH- at the moment- and that matters are always subject to change.

Your financial planning is truly amazing, even if you feel strained right now. You've held it together better than a lot of people could have.

(((HUGS)))

Vickie

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Over a year later **sigh**

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  48039.4 in response to 48039.1
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  Oct-31 9:04 pm

i hope 2010 is better for you... it sounds like you are handling things amazingly
alexnlilyfall
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Over a year later **sigh**

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  48039.5 in response to 48039.1
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  jesskell  Member Icon
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  Nov-1 6:49 am

Now that didn't sound like whining to me. :) I hope you feel better to get it off your chest. That usually helps when you talk about it. I do hope things look up for you in the future.

jess

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