discussion title:
Costs for Clomid and IUI w/o insurance?
message #:
30852.5 in response to 30852.4
I'm in Dallas, TX
IUI with sperm wash- $425 the first time, $400 thereafter (don't get that)
ovidrel trigger- $65 (i only do one)
clomid- $30 for 5 days worth (i've done 6 mos worth)
follistim injectable- goes anywhere from $300-$1000 per month
u/s- $250
bw- unsure
LAP- $14-$17K
My copay is $25 each visit through CIGNA. My ins covers 100% of most stuff. IVF is NOT covered. My IUIs are covered, my BW and u/s are covered too. I think my u/s is covered because the doc submits it as endo checks or something (I did have it). I do have to pay for meds, including injections. I lucked out on the follistim last month as my RE had a sample cartridge from the drug rep i got for free. i only needed to use that one. saved me hundreds. I did have a lap in october too- covered 100%. i paid $50 copay.
Even though i have good coverage, the copays even add up. with all the monitoring, i am spending almost $200 a mo in copay. plus i didn't realize the ins covered IUIs and paid out of pocket for those first two, still waiting on reimbursement now.
oh and something that pissed me off- i submitted my 2 IUI claims to get back my $800 or so. the ins says the doc has a contract with them, so they can't reimburse me, they have to reimburse him at his contracted rate. Well guess what his contracted rate for an IUI is- about $75. he is willing to take $75 from ins for an IUI, but wants me to pay $425? i don't get it.
Michelle, 33
TTC#1, 18+mos
4 mos clomid- march/june
2 IUI with clomid- aug/sept
lap- oct
IUI with follistim inj- nov
NOW- sitting out due to cyst
NEXT- IUI with follistim inj late december hopefully!
My ins changes January though and