yes, that is hard.
if it were me, i would try to convince myself it was nothing and that it would correct itself over time. but i'd worry and want to take my sm in to get checked out. so i would call my pedi and explain the insurance and financial situation and see if they could do an office visit for a reduced fee that i would pay cash for. if its nothing, great. if it needs further treatment and can wait 3 months, great. if it needs treatment now, then at least i know and will deal with finding a way to pay for it.
but admittedly i am a worrier.
also, i dont know how good those minute clinic's are at cvs and walgreens (or whatever pharmacy), but maybe they have a reduced office visit rate?? i've never used those, so i dont know.
good luck and let us know how he's doing.
.
melissa
mom to allison 2/7/07