This third quarter has not been good for us. I feel like I am drowning! If we are not very careful, we could be in trouble financially. maybe I am panicking for nothing, I am not sure. It has been a very expensive few months and it is catching up with us now. My expensive birthday decision (although paid for months ago) is causing me regret. Buying a new van is making me regret even more. I wish we had no debt. I want to pay it off quickly, but there is no extra right now.

let me catch you up a bit. Everything should be fine, we can afford everything normal, but our savings has been depleted by unexpected things and a math error on my part. Combine that with the terrible contract negotiations kevin is in the middle of and a quickly dying washer, dryer, well pump, and furnace and I am in panic mode about how the heck we are going to be able to replace all these things. If the teachers strike, there will be no pay for however long they strike. How long could we last? Maybe 2 months. Not good! We are trying to stash cash like crazy right now, but that isn't very fast. Someone calm me down!

HUGS Jennifer. I'm sure you will be fine...you are so good with figuring things out. You needed the van so don't regret buying it, plus you got it for a great deal. Keeping fingers crossed the teachers don't go on strike.

Phyllis

We were doing pretty good with our goals but a lot has happened the last couple of months. Dh didn't get very many miles the last few weeks, plus they cut his bonus which really helped us a lot. My hours were also cut..we are hanging in there but the extra's are not happening.

Phyllis

(((Hugs))) Jennifer. Try to stop worrying about the "ifs". Nothing you can do to control those so don't waste your energy on them. Focus on what you can like stashing cash and trying to cut other expenses.

Trust me on this one. Just something I've learned through dh's continued unemployment. (That's a post in itself as he's been out of a job for over a YEAR now.)