Hooray for you, Music! I'm so impressed! That's a heckuva bargain, too!
As for finding time, I will pass along something I learned from a workout CD I used for years, and which really helped me: Set up a hard and fast time to work out and then do not think of it as negotiable. I remember this program said something like, "You don't question whether you'll brush your teeth in the morning, do you?" I found this worked for me.
The other tip I got from this program--be prepared to wince--was to work out first thing in the morning. I HATE getting up in the morning, and at first thought I couldn't possibly get up earlier than I was. But I grimly set my alarm for five a.m. and then wouldn't let myself think about it. If I waited to work out until after work, there were too many variables and interruptions. After a few years, I quit doing the workout DVD and started running. I am not a runner and often say I have stumpy little grape-stomping legs, but it gave me a more aerobic workout, as well as some fresh air, and I found I looked forward to the quiet of the very early morning.
I am now walking, as I developed shin splints last fall. However, I'd join a gym if I could. I'm really happy for you!
Love 
