Women at Work

That's quite a story - wow!

I would hold the client check until you get your check (that's good of course!) I would approach her this way...

Hello (Newman!) I got notified yesterday that my payroll check was returned by your bank for insufficient funds. I'm sure it's not the company's intention to write bad checks to employees so I am going to ask you to cover the check as well as the fees so I don't have to take this to the authorities to get my money. I want to resolve this between us and put it behind. Let me know what time I can take a replacement check to the bank so that I can get my own checks I've written against it paid and you (the company) don't get more fees from me.

I'd keep it short, simple and to the point. Keep as much emotion out of it as possible.

Hope that's helpful.

terri